Frequently Asked Questions
Buying in Colombia
Can I buy remotely, from abroad?
Yes. Many buyers do. You can use a power of attorney so a trusted lawyer signs on your behalf. Your passport gets notarized and apostilled, the POA is prepared, and you can handle payments from your home bank. We guide you through every step so it feels simple.
How long does the buying process take?
For a resale with clean paperwork, most buyers close in about 30 to 60 days. We have seen it happen faster when everything is ready. New build or pre-construction takes longer, since you follow the developer’s schedule. With Navigator, the sequence is tight and you avoid the usual delays.
Do foreigners have the same property rights as locals?
Yes. Foreigners can buy and hold title in their own name. There are forms to register your investment and bring money in correctly. We make sure you follow the right steps so ownership is clear and protected.
Is it safe to buy in Colombia?
It is safe when you follow a proper process. The risks are notaries who rush you, agents who overpromise, and titles that are not perfectly clean. We coordinate legal due diligence and keep the sequence strict so you do not take unnecessary chances.
Can I buy in USD, or do I need COP?
Funds usually land in COP. With Navigator, help you plan the transfer, FX, and the required registration so everything is compliant. No drama on closing day.
What about inspections and hidden issues?
You can and should inspect. We help you arrange a visit or a virtual walkthrough, and your lawyer checks documents that reveal debts, liens, or builder problems. If something does not add up, we call it out.
Can I rent it out after I buy?
Yes, although rules vary by building and neighborhood. Some buildings allow short term rentals, others do not. We help you pick an area and a property that fit your plan, then introduce you to property managers if you want them.
Do I need residency or a visa to buy?
No. You can buy as a tourist. If you want a visa later, your investment may help with that. We point you to the right immigration advisor when needed.
What taxes should I expect?
There are purchase costs, registration, and annual property taxes. If you earn rental income, there are local tax rules to follow. We connect you with a vetted local accountant so you know the numbers before you commit.
Can I negotiate price in Colombia?
Often yes. It depends on the property, the seller, and the market. We help you understand fair value and structure a smart offer so you are not paying gringo prices.
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Are third party fees included?
No. Legal, notary, escrow, and management fees are paid directly to those providers. The good news is we only work with vetted partners who charge fair, local rates. No surprises and no tourist markup.
What is the Interactive Buying Blueprint?
It is a visual guide to the entire buying journey, from first look to keys in hand. Clear steps, who does what, what you need ready, and what comes next. You always know where you are and what to do.
Which Navigator plan is best for me?
If you want smart advice and a reality check before you buy, Navigator Advisory is perfect. If you are ready to move forward and want guidance through the process while you do the searching, choose Navigator Guided. If you want us to help find options, shape the offer, and manage the closing with you, pick Navigator Complete.
Can I just do everything myself?
You can. Many people try. It is usually slower, more stressful, and more expensive than it needs to be. The common outcomes are overpaying, missing a document, or trusting the wrong person. Navigator exists to avoid exactly that.
Can you help me get financing?
Financing support is part of Navigator Complete. We guide you and introduce you to lenders or banks that work with foreign buyers. We cannot promise approval, but we make sure you are talking to the right people.
Do you earn commissions from agents or developers?
No. We work for you. If a partner offers a referral fee, we disclose it or decline it. Advice stays aligned with your goals.
Will you negotiate for me?
In Navigator Complete we support strategy and offer structure, and we coordinate with the lawyer and the agent through the back and forth. In Navigator Guided we prep you so you negotiate with confidence.
Do you review contracts and titles?
A vetted local lawyer handles the formal legal review. We coordinate that process, track the documents, and keep you updated in plain language. You pay the lawyer directly.
What if I do not speak Spanish?
No problem. We keep you in the loop in English and make sure your providers can work with you comfortably.
Can you guarantee off market deals?
No one can guarantee that. We do offer access to select opportunities in Navigator Complete. When they are available and a fit, you will see them.
What happens after I buy?
We stay available for 30 days for post purchase support. Think setup questions, service introductions, or rental next steps. If you want longer support or property management, we connect you to the right people.
How do I get started?
Choose a plan on the Navigator page. You can book a call or purchase directly. We send a short intake, schedule your kickoff, and you are moving.
Find Out If You Should Buy Property in Colombia
Take a quick 2-minute quiz to see if buying property in Colombia makes sense for your goals. We’ll break down risks, red flags, and what to watch out for, based on your specific situation.